Are Drug Tests Mandatory for Life Insurance?
If you're looking to buy a new life insurance policy you may be wondering about drug testing and exams. Usually, there is a medical exam...
There's a Quick Way to Get Life Insurance
Are you looking for life insurance but hate the thought of sitting down with a pushy life insurance salesman and being talked into a...
Pricing on Life Insurance
How do life insurance carriers determine the price they charge you for a policy? The price of your life insurance depends on the type and am
Life Insurance Payment Plans
What types of payment plans are offered for life insurance policies? For simplified term life insurance, you can usually choose to have...
Preferred Life Insurance Rate?
What does a preferred life insurance rating mean? When you apply for a life insurance policy the price you pay is based on a rate the...
Can My Life Insurance Rate Increase If I Get Older or My Health Declines?
No. Your rate is determined by your age and health when you first apply for your life insurance policy. Once you are insured you cannot...
Can I Be Turned Down for Guaranteed Approval Life Insurance?
No, you cannot be turned down for guaranteed life insurance if you meet that age requirements for acceptance. That means, you cannot be...
Life Insurance with a Disability?
Will I be covered by my life insurance policy if I become disabled? Most life insurance policies have a variety of optional coverage...
Why Do I Need Life Insurance?
There's a number of reasons people like you purchase life insurance coverage. For example, some of the more common reasons to buy a life...
Pricing Factors for Life Insurance
What factors will determine how much I pay for my life insurance policy? There are several key factors that impact your cost of life...