Are Drug Tests Mandatory for Life Insurance?

If you're looking to buy a new life insurance policy you may be wondering about drug testing and exams.

Usually, there is a medical exam required which may include drug testing by taking a urine or blood sample that will be tested for drugs including marijuana, cocaine, methamphetamine, etc.

However, if you are buying $50,000 or less of life insurance this may not be the case.

But, there are life insurance plans that do offer coverage without any health exam, blood test, urine test or drug testing.

In fact, some highly rated insurers offer up to 400,000 of life insurance with no exams and no blood tests required.

Learn all about life insurance drug testing and how to get a life insurance policy without taking any drug tests.