Should I purchase life insurance on my spouse?
In most cases, yes you may want to consider buying life insurance on your spouse. Imagine everything your spouse does for your family,...
What Term Life Insurance Policy Should I Get?
The life insurance plan you purchase should be based on your individual needs and circumstances. Term life insurance is a way to provide...
What factors to consider when buying a burial insurance policy?
What should I consider when shopping for burial insurance? If you're looking for a burial insurance plan you'll want to consider the...
Life Insurance Agents vs. Brokers
What’s the difference between a life insurance agent and a broker? The difference between an agent and a broker is that a life insurance...
If I smoke cigarettes or use tobacco, does that affect my insurance rates?
The answer is yes, it will but you still can get competitive rates for smoker life insurance. Some insurance companies charge less for...
What is a Life Insurance Death Benefit?
The death benefit of a life insurance policy is the amount of money that a life insurance policy pays to the beneficiary upon the...
Do Term Life Insurance Premiums Increase?
That depends on the type of term life insurance policy you have. Level term life insurance policies have premiums that stay the same each...
How Long is the Term for Term Life Insurance?
If you buy term life insurance how long does the life insurance protection last? The "term" you select will determine how long you have...
When does Term Life Insurance Expire?
I am considering the purchase of a term life insurance policy. When do term policies end? Term life is temporary coverage that lasts for...
Term Life with No Waiting Period
What is term life insurance with no waiting period? It's temporary life insurance that provides coverage immediately upon you paying the...