No Exam Life Insurance

What is no exam life insurance?

It's a type of life insurance policy that does not require you to take any physical examination to qualify for purchase.

No exam life insurance plans require no health exam, no blood tests and no urine testing.

In order to buy a no exam life insurance policy you may request a quote and apply online in minutes. And, if approved, you may start your life insurance coverage the very same day you apply.

These plans usually come with a 30 day money-back guarantee.

Some plans offer small amount of life insurance with no exam for people age 78 and under. While other plans may offer up to $350,000 or more of coverage for people age 60 and under.

Since these plans do not require a health check-up, the insurer may end up accepting some applicants who may not qualify if they were to take a health exam. That's why the rate you pay for a life insurance policy with no exam may be a little higher than for coverage requiring a physical.

But, with no exam life insurance you may start your life insurance protection right away, whereas other plans that do make you take a health exam may take as long as 4-6 weeks for you to get your life insurance policy.

So, you can choose whether you want to pay a little more, but get your life insurance much sooner, without the hassles of a medical examination and having to meet with an insurance agent.

Here's how you may purchase no exam life insurance coverage online today, if you qualify.