Is there Life Insurance Over 80?

Can people over age 80 get insured for life insurance?

Yes, there are life insurance policies available for people over eighty years old.

However, these plans are usually "guaranteed approval" which means you cannot be denied coverage due to any health problem, as long as you meet the age requirements.

Some carriers offer guaranteed coverage for people ages 45 up to 85.

With guaranteed issue life insurance you won't have to take any health examination and you won't have to answer any questions about your health.

If you're over 80 you may be able to purchase up to $25,000 of life insurance from one insurer, and you may be able to get insured from more than one life insurance company.

Learn more about how to get life insurance over age 80.