No Physical Term Life Insurance

Can I buy a term life policy without taking a physical?

Yes, there are no physical term insurance plans available online for qualified applicants.

How much coverage can I get without a physical?

Some carriers offer up to $250,000 or more of coverage, while one insurer offers up to $1,000,000 term life protection.

Will I get approved for coverage?

That depends on the insurer requirements, your age, your health and the answers you give to the questions asked on the application.

How much does it cost?

No physical term life plans will cost more than life insurance requiring you to take an exam; however, some rates are competitive with fully underwritten policies.

How long does it take to get insured?

One carrier offers coverage within the hour if you qualify for life insurance.

Here's how to learn more about no physical term life insurance coverage.