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Pricing for Term Life Insurance

What factors determine your price for a term life insurance policy?

When it comes to pricing on term life plans, the cost of coverage will depend in part on your age, gender and health.

In addition, the duration of your policy (term), and the amount of life insurance provided by your policy will impact the cost.

Your personal risk factors are also considered, including your tobacco use, lifestyle, driving record, occupation, hobbies, and height-to-weight ratio, among other things.

The younger and healthier you are, the lower your rate for coverage.

Here's how to learn more about pricing for term life insurance and compare rates online from top carriers.

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