Over 70 Life Insurance with No Medical Exam

Can people over age 70 buy life insurance without having to take a medical examination?

Yes, there are no exam life insurance policies available for people over age 70.

Some insurers that offer senior no exam life insurance plans include United of Omaha, Metlife, AARP/New York Life, Colonial Penn and Globe Life, among others.

There are simplified issue life insurance plans available which means no exam required.

There are also guaranteed issue life insurance plans available which means no health exam and no health questions asked, and you cannot be turned down due to any health issues.

For example, United of Omaha offers people age 45 to 85 up to $25,000 of guaranteed issue life insurance.