Smoker Life Insurance - FAQ's

If you're a smokoer looking for life insurance coverage you may have some questions you would like answered before choosing your plan.

For instance, do life insurance companies test you for smoking?

If so, how do they test to check if there is nicotine in your system?

And, can I get life insurance without taking a health exam or nicotine test?

What if I lie and say I don't smoke when I actually do smoke?

These are all good questions many people might have if they smoke and are looking to buy a life insurance policy.

The answers to these questions may be very important and have a big impact on the price you pay for your life insurance policy and the coverage you get.

Here are Frequently Asked Questions and Answers for Smoker Life Insurance