What is a Term Insurance Calculator?
If you are learning about term life insurance you may have heard about term insurance calculators. There are a couple different types of...
Does Life Insurance Cost More for Monthly Premium Payments?
Yes, with most life insurance carriers you will pay a higher overall premium each year if you choose to pay your premiums monthly instead...
Life Insurance with a Disability?
Will I be covered by my life insurance policy if I become disabled? Most life insurance policies have a variety of optional coverage...
Will My Life Insurance Premiums Increase?
That depends on whether you have term life insurance or permanent life insurance. Level term life insurance has premiums that remain the...
Pricing Factors for Life Insurance
What factors will determine how much I pay for my life insurance policy? There are several key factors that impact your cost of life...
Should I purchase life insurance on my spouse?
In most cases, yes you may want to consider buying life insurance on your spouse. Imagine everything your spouse does for your family,...
What Term Life Insurance Policy Should I Get?
The life insurance plan you purchase should be based on your individual needs and circumstances. Term life insurance is a way to provide...
If I smoke cigarettes or use tobacco, does that affect my insurance rates?
The answer is yes, it will but you still can get competitive rates for smoker life insurance. Some insurance companies charge less for...
What is a Life Insurance Death Benefit?
The death benefit of a life insurance policy is the amount of money that a life insurance policy pays to the beneficiary upon the...
Do Term Life Insurance Premiums Increase?
That depends on the type of term life insurance policy you have. Level term life insurance policies have premiums that stay the same each...